vanilla model

 Standard, ordinary. A product with few amenities is called a vanilla model. See also STRIPPEDDOWN.
 ► “Many corporations, in fact, have stopped discussion of their risk management practices with outsiders, since they almost inevitably involve the use of some kind of derivative, even if it is only currency forwards or plain vanilla interest rate swaps.” (Global Finance, June 1995, p. 60)

American business jargon. 2014.

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